bearshorty: (Default)
Even after going to bed at 8 with Tanya yesterday (I was super tired and had a migraine to boot) and getting out of bed at 6 when she started crying in her sleep, I still feel exhausted. At least my migraine is better. She usually eats once a night and I fed her at 12:45am. But today she also started crying at 3:30 so I fed her again. She never cries at night, just moves around a lot so she is either reacting to the rain or is going through a growth spurt. I usually have trouble falling asleep again after I feed her, hence being all tired. Hopefully, tonight she will go back to her one feeding a night. She is napping in my Mom's arms right now, so I get some free time. It's a rainy day today.

The most annoying part this week so far has been me dealing with NYS Department of Taxation and Finance. On Monday, I got a letter from my bank that I have a levy placed on my account for $266 by the New York State Tax department. This is the first I have heard that I owe any debt whatsoever. The bank also took $100 fee for that. Looking at my account, the money was for 2010 taxes. I looked at my tax records and that year NY State paid me $154. So the next day, once I'm at my parents' house, I spent half the day on the phone trying to figure out what happened. Turns out that New York State did an audit of my 2010 taxes and disavowed my tuition credit since it was for grad school and they decided that didn't count. They determined I had to pay $200 plus $37 in interest that accumulated since 2010.

Ok, I said. Why didn't I get any notice to pay. Well, I did get notices. It was sent to the address they have on file. I did notice on the copy of the warrant the bank sent me, they didn't have the apartment number of my building. And the person on the phone noted they didn't have the apartment number. Which means none of the notices got to me. But wait, I said, I'm looking at my 2013 taxes and my apartment number is right there. My accountant printed a copy for me; I have all my records. Well, they say, maybe the accountant sent the form without the apartment number. How is that possible, I say, if he just printed the electronic copy he submitted. Because I didn't get any notices, I now have to pay the state $267 dollars plus that $100 as a bank fee and sort out this levy.

After talking to the supervisor, they graciously agreed to ask the bank to waive the fee for the levy, but, they said, it will be up to the bank if the bank agrees to do so. Because that'll happen. Meanwhile, I should go to their website, pay the whole thing and they would release the levy. I should call back once I did so. So, of course, I do and then I had to be on hold for 90 minutes for them to say that I had to check on Nov 14 that payment went though and that they did release the levy.

The whole thing just made me so angry and upset. I'm the kind of person who doesn't like owing anything. I pay my credit cards in full every time. So having an official warrant for non-payment of debt to the point that my bank account was levied made me upset. And then, because of their mistake of not adding an apartment number to their notices, I had to pay extra $35 plus $100 bank fee at the time when I'm on maternity leave and not working and have no income right now, and when I'm trying desperately to save $1400 to redo a root canal I did 10 years ago and get a new crown on it. And when our health insurance premiums will triple in January.

And I had to go to a dentist on Monday for check-up and cleaning and I don't like going to the dentist. Dealing with bureaucracy is worse. Especially since there is nothing you can do even if they made a mistake.

Rant

Mar. 1st, 2012 07:48 pm
bearshorty: (Default)
I love my father. I really do. He is probably one of my favorite people in the world. We have similar tastes in TV and books. I have a lot of his personality. But over the last six years he’s been getting more and more Republican – he watches Fox news, and listens to AM radio. Which has always been the source of friendly arguments where we just get frustrated but, of course, don’t expect to change each other’s minds. He sends me articles that show global warming isn’t real, I send him the ones that show how the Earth is changing. But today in the car on the way home from work, we had a more than a thirty minute yelling debate on whether the government could mandate the health insurance companies to subsidize contraception. He sees the issue as the government imposing where it shouldn’t and why should he have to pay for people’s “personal choice” and if I argue that contraception benefits society on multiple levels, he brings up sterilization in the 1930s and eugenics that was thought to be good too (that is such a specious argument too which he probably heard on some conservative talk show.)

I see the issue as a women’s rights issue and that the extra $360 a year are especially useful to women who can’t afford much and should not have more kids if they don’t want to. Since he is coming from a middle class white male perspective, $360 is such easy no big deal money that he can’t even grasp why contraception and access to it is so crucial. According to him: Oh, women can get contraception anywhere, like in Walmart for $5 (as some caller to conservative radio said), or get an app on their iPhone that tell them where free condoms are. When I pointed out that not everyone has internet or iPhone or time from working multiple jobs to visit such places, he doesn’t really get that. And we are not even getting into the argument of religious institutions and health coverage. And he thinks we should pick and choose which things our health insurance should cover and opt out of what does not apply to us. Seriously! (One of his conservative stations was in the background where one presenter wanted to "ask femminazis" why he, personally, should pay for contraceptives, like men are not affected by this at all! I think I yelled at the radio at that point). I got so frustrated that I am physically upset from this debate, about an hour later, I feel on the verge of tears at this and I’m not that emotional a person – I never get so worked up and I’ve disagree with him on so much in the past.

I need some internet ideas – good articles that show why contraception and providing it should very much concern his privileged self,why family planning matters, the cost of contraception and its effects (I found one about college students and those extra $360 but he thought that was not that much money – headdesk). I sent him this one so far.

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